Personal Accounts
Enjoy ultimate flexibility & peace of mind with 24-hour access to your money when you open an account at Dakotaland Federal Credit Union. No monthly maintenance fees. No minimum or maximum balance required. No per check charges. No gotchas. Just easy and free.
Basic Savings
Our basic interest bearing savings account establishes your lifetime membership with the credit union and is the foundation of your financial plan.
Checking
No need to pay unwanted fees on your checking account; switch to our "still free" checking. Check out the great list of member benefits.
Youth Accounts
Build responsible financial habits for your child. From youth savings accounts to student VISA® cards, we offer the access and security you need.
Christmas Club
Save throughout the year for the holidays. Pay yourself first and be prepared for those holiday expenses.
Investors Choice
Have the flexibility to invest money at a higher rate than a basic savings account, without locking your money into a specific term.
Life Event Savings
Personalize your account by selecting a name which will appear on your statement so you can easily track progress toward separate savings goals.
Certificates of Deposit
Earns interest at a fixed rate over a set period of time, which is usually a higher rate than the Basic Savings Account, because the money cannot be withdrawn until the maturity date.
IRAs
A self-funded retirement plan that allows you to contribute a limited yearly amount toward your retirement.
SAVINGS ACCOUNT RATES
| Account | Minimum to Earn Dividend | Interest | APY* |
|---|---|---|---|
| Regular Share Savings | $100 and Above | Compounded Monthly | 0.10% APY* |
| Christmas Club Account | $100 and Above | Compounded Monthly | 0.10% APY* |
| Life Event Account | $100 and Above | Compounded Monthly | 0.10% APY* |
Rates Current as of May 13, 2021
*annual percentage yield; Rates are subject to change without notice. Fees could reduce the earnings of any dividend bearing account.
CHECKinG ACCOUNT RATES
| Account | Minimum to Earn Dividend | Interest | APY* |
|---|---|---|---|
| Checking Account | $2,500 and Above | Compounded Monthly | 0.05% APY* |
Rates Current as of May 13, 2021
*annual percentage yield; Rates are subject to change without notice. Fees could reduce the earnings of any dividend bearing account.
CHECKinG ACCOUNT fees
| Account | Minimum to Earn Dividend | Interest | APY* |
|---|---|---|---|
| Checking Account | $2,500 and Above | Compounded Monthly | 0.05% APY* |
Swipe with Confidence.
Access to your money when you need it—sounds nice, right? All of our free checking accounts come with an ATM/debit card—make sure your wallet is outfitted with one!
Bank Where You Are.
You shouldn’t have to leave the house to manage your money—that’s where online/mobile banking comes in handy. Check out what Dakotaland offers for on-the-go money management.
Save Up.
The beauty of a credit union is that it’s owned by its members—be a part of that ownership with our basic savings and youth savings options. It’s the ideal way to save for a rainy day.
Contact Us
Have more questions regarding our personal accounts? Let us know!
