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Personal Accounts

Enjoy ultimate flexibility & peace of mind with 24-hour access to your money when you open an account at Dakotaland Federal Credit Union. No monthly maintenance fees. No minimum or maximum balance required. No per check charges. No gotchas. Just easy and free.

Savings

Basic Savings

Our basic interest bearing savings account establishes your lifetime membership with the credit union and is the foundation of your financial plan.

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Checking

No need to pay unwanted fees on your checking account; switch to our "still free" checking. Check out the great list of member benefits.

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Youth Accounts

Build responsible financial habits for your child. From youth savings accounts to student VISA® cards, we offer the access and security you need.

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Christmas Club

Save throughout the year for the holidays. Pay yourself first and be prepared for those holiday expenses.

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Investors Choice

Have the flexibility to invest money at a higher rate than a basic savings account, without locking your money into a specific term.

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Life Event Savings

Personalize your account by selecting a name which will appear on your statement so you can easily track progress toward separate savings goals.

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CDs

Certificates of Deposit

Earns interest at a fixed rate over a set period of time, which is usually a higher rate than the Basic Savings Account, because the money cannot be withdrawn until the maturity date.

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IRA

IRAs

A self-funded retirement plan that allows you to contribute a limited yearly amount toward your retirement. 

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