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Auto Loan Rates

interest as low as



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consumer loans only


Mortgage Rates

Contact Our Mortgage Team For The Best Rates & Options Available


Construction Rates

interest as low as



*annual percentage rate
consumer loans only


Don't Hide from Holiday Debt

Did the holidays stick you with a credit card balance? If so, there is no need to get stuck with that high interest rate. Transfer your balance today and feel the freedom of a better rate.

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Clean Up Holiday Debt

The presents are opened and the relatives have all gone home. As you pick up those pesky Christmas tree needles, let us help you clean up your holiday debt as well.  We know our Holiday Clean Up Loan will sweep you off your feet.  

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Build Something New this Year

As 2020 fades out of sight, it’s time to improve your view. Finish your basement, remodel the bathroom or build a bigger garage with a Construction or Home Improvement loan today. You’re going to like what you see.

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Tax Refund Loan

You have plans for your tax refund, but have to wait for it to arrive. Or do you? File your taxes and walk out with cash. It’s that easy. Skip the wait and call today.  

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What our members are saying

Everything went smoothly! I was amazed how easy it was considering we did most of this long distance. The title company hadn't received the wire for the down payment when we were there but he was sure they would see it shortly and would contact you if there was an issue. Thank you for everything. I can't imagine how it could have been an easier experience! We are so glad we were able to stay with our "home" bank for this process!

Laura Peterson

Sioux Falls, SD

It was my first big move away from home and my credit union's online banking made it super helpful to manage my finances from out of state.

Morgan Hofer

Warrenton, Missouri

Remote deposit of checks and the online banking make it very convenient, plus I know I can trust the person on the other end of the phone when I call my credit union.

Tody Zimmerman

Plattsburg, Missouri

I travel all over the country and regardless how long it has been since I've stopped by my Redfield Branch, they know me by name and make it convenient.

Mark Engelbrecht

Durango, Colorado

My very first savings account was started at Dakotaland and I have never thought about leaving. I absolutely enjoy banking here. The people are so helpful and friendly. I am on a first name basis with the staff at my Mitchell Branch and I couldn't be happier with my credit union experience.

Natalie Wagaman

Mitchell, SD

Recent News and Blogs

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DFCU Drives Innovation and Efficiency by Automating Nearly 250 Workflows and 100 Forms

DFCU Drives Innovation and Efficiency by Automating Nearly 250 Workflows and 100 Forms

Dakotaland is very fortunate to have the talents of Gina Hansen, VP of Product Development, on staff spearheading our Laserfiche initiative, along with the talents of VP of IT, Mike Whitney and our IT Department. The following is a case study featuring how Dakotaland has leveraged this digital document imaging technology to maximize process automation and content management.

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SD Public Utilities Commission Reminds Consumers Be Wary Of Utility Scams

SD Public Utilities Commission Reminds Consumers Be Wary Of Utility Scams

Utility customers all over the country are targeted by imposter utility scams on a nearly daily basis. Scammers typically use phone, in-person, and online tactics to target customers. In many cases, the caller will pose as utility company personnel and use false threats to persuade consumers to provide payment or personal identification information.

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Bjorklund Expands Manager Oversight to Second Location

Bjorklund Expands Manager Oversight to Second Location

Long time Manager of Dakotaland Federal Credit Union in Volga, Gene Bjorklund, has recently accepted the additional responsibility of Branch Manager for the Brookings location. Bjorklund has 20 years of credit union experience and has successfully overseen the growth of the Volga Branch during that time. “Gene has local roots and strong ties to the Volga and Brookings communities. Paired with his extensive experience made him the right choice to lead this team, ” explained Chief Growth Officer and past Manager of the Brookings Branch, Chad Moller.

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January 18

Closed Martin Luther King Day 2021

January 18, 2021 | 12:00 AM - 5:00 PM

All Branches

February 15

Closed Presidents Day 2021

February 15, 2021 | 12:00 AM - 5:00 PM

All Branches

May 29

Closed Memorial Day 2021

May 29, 2021 | 12:00 AM - 5:00 PM

All Branches

July 3

Closed 4th of July 2021

July 3, 2021 | 12:00 PM - 5:00 PM

All Branches