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interest as low as



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consumer loans only


Mortgage Rates

Contact Our Mortgage Team For The Best Rates & Options Available


Construction Rates

interest as low as



*annual percentage rate
consumer loans only


Share the Best Kept Secret Ever Told

It's really no secret....ask any Dakotalaland Member and they will be happy to tell you why they chose one of the strongest, member owned, financial cooperatives as their partner. Refer a friend and claim your free gift today!

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Step Up to a Free Checking Account

Does your life always seem to be in the fast lane? Our checking accounts are built to keep up! Open your new checking account in the month of August and become automatically eligible to win a total of $2500 in daily cash drawings.
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Experience How a New Home Feels

The satisfaction of knowing it's all yours is priceless. Let our mortgage experts lead the way. 

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Oh What A Feeling-Home Page

Oh What a Feeling

She loves the heated seats. He loves the all-wheel drive. They both love a practical car payment. Let us show you what a rate great feels like.  
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Build Beyond the Blueprint

Home construction is about so much more than walls and rafters. It’s about family, friends and four legged companions. Make plans that make the most of your time spent in and outside your new home.

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Nail Down a Great Rate

If you're up for an indoor or outdoor spring project, let's nail down what you need to get it done. Kitchen remodels to backyard patios, we take pride in your home improvements. 

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What our members are saying

I'm so happy we chose to go with Dakotaland. The people who work there take an interest in the customer, answer all questions without rushing and make you feel like you are part of the community.

A Satisfied Member

Watertown, South Dakota

My Dakotaland Loan Officer was amazing to work with! She took all the stress out of getting a loan. 5 stars!

A Grateful Member

Brookings, South Dakota

Dakotaland was fantastic to work with. My Member Service Rep. made the loan and account opening very easy. She was very organized and prepared. Will definitely refer people their way.

A Thankful Member

Mitchell, South Dakota

The Dakotaland staff who assisted me in opening my accounts were very friendly and made the process fast and easy. I look forward to being a member of the credit union for many years to come.

A Please Member

Redfield, South Dakota

Our experience was the very best with friendly, knowledgable staff and super easy transactions. We suggested Dakotaland to our daughter and she acquired a loan as well. I would definitely recommend Dakotaland to others!

An Appreciative Member

Madison, South Dakota

    Let Your Voice Shine at the Dakota Star Talent Competition

    Let Your Voice Shine at the Dakota Star Talent Competition

    HURON, S.D. – Singers can make their voices heard at the Dakota Star Talent Competition sponsored by Dakotaland Federal Credit Union at the South Dakota State Fair. More than $2,000 in cash prizes will be awarded to Dakota Star division winners.

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    Opt Out of Child Tax Credit Advance

    Opt Out of Child Tax Credit Advance

    The IRS website for the Advance Child Tax Credit has been updated to include the portal to unenroll from the monthly payments scheduled to start July 15th. This link will provide you with more information and/or unenroll inthe advanced payments of the Child Tax Credit.

    Learn More >
    South Dakota Consumer Handbook

    South Dakota Consumer Handbook

    The South Dakota Consumer Handbook is one of the most useful resources available. It provides education, advice and assistance on a vast number of topics ranging from identity theft, to recognizing scams and frauds, to knowing your rights as a consumer and much more. Take a minute to review.  You will be glad you did.

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    August 12

    Family Night in the Park

    August 12, 2021 | 7:00 PM - 9:00 PM

    Campbell Park - Huron

    August 18

    Rockin' the Block

    August 18, 2021 | 5:00 PM - 7:00 PM

    Watertown Branch

    September 6

    Closed Labor Day 2021

    September 6, 2021 | 8:00 AM - 5:00 PM

    All Branch Locations

    September 6

    Dakota Star

    September 6, 2021 | 5:00 PM - 8:00 PM

    SD State Fairgrounds - NorthWestern Energy Freedom Stage