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Auto | Rec Loan Rates

interest as low as

2.75%

APR*

*annual percentage rate
consumer loans only

Rates
mortgage

Mortgage Rates

Contact Our Mortgage Team For The Best Rates & Options Available

800-440-6573
construction

Construction Rates

interest as low as

2.90%

APR*

*annual percentage rate
consumer loans only

Details
RecLoan

Fuel Your Fun

Fuel your summer fun with free gas! Whether it's a camper, boat, motorcycle or a jet ski, a recreational vehicle loans as low as 2.75% qualifies you for a weekly $100 drawing for FREE fuel. 
 
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HomePurchase

Experience How a New Home Feels

The satisfaction of knowing it's all yours is priceless. Let our mortgage experts lead the way. 

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Nail Down a Great Rate

If you're up for an indoor or outdoor spring project, let's nail down what you need to get it done. Kitchen remodels to backyard patios, we take pride in your home improvements. 

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Oh What a Feeling

She loves the heated seats. He loves the all-wheel drive. They both love a practical car payment. Let us show you what a rate great feels like.  
 
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Build Beyond the Blueprint

Home construction is about so much more than walls and rafters. It’s about family, friends and four legged companions. Make plans that make the most of your time spent in and outside your new home.

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What our members are saying

I'm so happy we chose to go with Dakotaland. The people who work there take an interest in the customer, answer all questions without rushing and make you feel like you are part of the community.

A Satisfied Member

Watertown, South Dakota

My Dakotaland Loan Officer was amazing to work with! She took all the stress out of getting a loan. 5 stars!

A Grateful Member

Brookings, South Dakota

Dakotaland was fantastic to work with. My Member Service Rep. made the loan and account opening very easy. She was very organized and prepared. Will definitely refer people their way.

A Thankful Member

Mitchell, South Dakota

The Dakotaland staff who assisted me in opening my accounts were very friendly and made the process fast and easy. I look forward to being a member of the credit union for many years to come.

A Please Member

Redfield, South Dakota

Our experience was the very best with friendly, knowledgable staff and super easy transactions. We suggested Dakotaland to our daughter and she acquired a loan as well. I would definitely recommend Dakotaland to others!


An Appreciative Member

Madison, South Dakota

    South Dakota Consumer Handbook

    South Dakota Consumer Handbook

    The South Dakota Consumer Handbook is one of the most useful resources available. It provides education, advice and assistance on a vast number of topics ranging from identity theft, to recognizing scams and frauds, to knowing your rights as a consumer and much more. Take a minute to review.  You will be glad you did.

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    Rachel Dix Fills Board of Director Opening

    Rachel Dix Fills Board of Director Opening

    Rachel Dix of Aberdeen, SD earns a seat on the Board of Directors of Dakotaland Federal Credit Union. Dix fills a vacancy on the volunteer board, which is composed of six other members from across the credit union’s 27 county service area. “Rachel is a welcomed addition to our board. Her involvement and passion with which she serves the Aberdeen and surrounding communities is tremendous. Her talents will only add to our already dedicated team of directors,” commented Ryan Goehner, President and CEO of Dakotaland Federal Credit Union. 

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    2021 Child Tax Credit

    2021 Child Tax Credit

    The IRS has released notice that families meeting the income thresholds will start receiving monthly advancements of 50% of their 2021 Child Tax Credit starting July 15th and the last payment being on December 15th. It is important to remember that this is an ADVANCEMENT of a tax credit you would normally receive on your annual return. Taking the advancement will reduce your credit when filing your return which will result in a higher tax liability (lower refund) for families taking the monthly advance. You are automatically opted in if your AGI (Adjust Gross Income) is under the IRS threshold, but can OPT out when the IRS has the portal complete (portal is not available at this time). You should contact your tax preparer to find out how this will affect your 2021 tax return. Click here to learn more https://www.irs.gov/credits-deductions/advance-child-tax-credit-payments-in-2021

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    June 15

    Madison Member Fest

    June 15, 2021 | 5:00 PM - 7:00 PM

    Madison Branch

    June 16

    Redfield Member Fest

    June 16, 2021 | 5:00 PM - 7:00 PM

    Redfield Branch

    June 23

    Huron Member Fest

    June 23, 2021 | 5:00 PM - 7:00 PM

    Huron Main Branch

    July 1

    Stock Car Races

    July 1, 2021 | 7:00 PM - 11:00 PM

    Dakota State Fair Speedway