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Mortgage Rates

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Construction Rates

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consumer loans only


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Earn two times the VISA® Reward Points on every purchase you make in November and December. Points you redeem for valuable merchandise, gift cards and travel.

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Home is the Perfect Place to Gather

Our Dakotaland Mortgage Team takes pride in going the extra mile to turn a house into your home. A place to gather friends and family for those special events or just because it's Tuesday. Let us help!

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Oh What A Feeling-Home Page

Oh What a Feeling

She loves the heated seats. He loves the all-wheel drive. They both love a practical car payment. Let us show you what a rate great feels like.  

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Build Beyond the Blueprint

Home construction is about so much more than walls and rafters. It’s about family, friends and four legged companions. Make plans that make the most of your time spent in and outside your new home.

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Nail Down a Great Rate

If you're up for an indoor or outdoor spring project, let's nail down what you need to get it done. Kitchen remodels to backyard patios, we take pride in your home improvements. 

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What our members are saying

I'm so happy we chose to go with Dakotaland. The people who work there take an interest in the customer, answer all questions without rushing and make you feel like you are part of the community.

A Satisfied Member

Watertown, South Dakota

My Dakotaland Loan Officer was amazing to work with! She took all the stress out of getting a loan. 5 stars!

A Grateful Member

Brookings, South Dakota

Dakotaland was fantastic to work with. My Member Service Rep. made the loan and account opening very easy. She was very organized and prepared. Will definitely refer people their way.

A Thankful Member

Mitchell, South Dakota

The Dakotaland staff who assisted me in opening my accounts were very friendly and made the process fast and easy. I look forward to being a member of the credit union for many years to come.

A Please Member

Redfield, South Dakota

Our experience was the very best with friendly, knowledgable staff and super easy transactions. We suggested Dakotaland to our daughter and she acquired a loan as well. I would definitely recommend Dakotaland to others!

An Appreciative Member

Madison, South Dakota

    Engen Accepts Leadership Position at Watertown Branch

    Engen Accepts Leadership Position at Watertown Branch

    Maddie Engen has chosen to extend her credit union and mortgage lending experience to the position of Branch Manager at the Watertown Branch location. Engen joined Dakotaland in 2019 and has become a recognized local lending leader of real estate financing in the Watertown area. “Promoting from within our organization is always a priority. Maddie has proven to be committed to our credit union members and to the growth and success of the community she serves. We feel her lending experience only strengthens her abilities as a Branch Manager,” commented Chad Moller, Chief Growth Officer.

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    Meendering Retires from Board of Directors

    Meendering Retires from Board of Directors

    Randy Meendering joined the Board of Directors for Dakotaland Federal Credit Union in February of 2010. During his 11 years on the board, Randy actively participated in the mergers of four branch locations and the construction of two startup locations. Dakotaland grew from $143 million to over $500 million in assets during Meendering’s term. “His leadership and undying commitment to Dakotaland and the cooperative movement are remarkable. It has been an honor to serve with Randy”, stated President and CEO, Ryan Goehner.

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    Lien Promoted to Manager of the Redfield Branch

    Lien Promoted to Manager of the Redfield Branch

    Sandy Lien was recently promoted to Branch Manager of the Dakotaland Federal Credit Union location in Redfield. Lien has over 10 years of experience with the credit union and was employed with Turtle Creek Federal Credit Union at the time of the Dakotaland merger in 2012. As branch manager, Sandy will oversee daily operations, manage 4 credit union staff and a growing membership. “An employee who truly cares about our members and the community in which they live and serve is a gift to any organization. Sandy brings those qualities, as well as a wealth of valuable experience to the position” commented Chad Moller, Dakotaland’s Chief Growth Officer. 

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    October 22

    86th Annual Meeting

    October 22, 2021 | 6:00 PM - 9:00 PM

    Crossroad's Hotel and Convention Center - Huron

    November 11

    Closed Veteran's Day 2021

    November 11, 2021 | 8:00 AM - 5:00 PM

    All Branch Locations

    November 25

    Closed Thanksgiving Day 2021

    November 25, 2021 | 8:00 AM - 5:00 PM

    All Branch Locations

    December 24

    Closed Christmas Eve 2021

    December 24, 2021 | 1:00 PM - 6:00 PM

    All Branch Locations