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*annual percentage rate
Rates are subject to change without notice


  • No Annual Fee
  • Low Interest Rates
  • Various Limit Options
  • 25-Day Interest-Free Grace Period on New Purchases
  • No-Cost Travel Accident Insurance
  • 1% Cash Back on All Purchases
  • Purchase Alert Notifications

VISA® Fees

VISA® Late Payment Fee $20.00
Returned Payment Fee $25.00
Replacement Card (per card) $10.00
Replacement Card (overnight per card) $40.00
Replacement Card (2-3 days per card) $26.00
Document Copy Fee (per item) $5.00
Cash Advance Fee $2.00
Foreign Transaction Fee 1.00% of Each Transaction in U.S. Dollars

Scorecard Rewards

Earn bonus points for every net dollar spent on purchases to redeem bonus points for travel, merchandise, car rentals, hotels and more. 

Shop Rewards


VISA® Purchase Alerts

Peace of mind is priceless and there is no need to worry about your Dakotaland card with VISA Secure. Combat fraud with email or a text notice anytime your card experiences a pre-defined

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VISA® Checkout

Buying is better when paying is fast and secure. Checkout faster across all your devices and simplify online payments. Another great feature of your Dakotaland VISA credit card.

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Verified by VISA®

Free identity confirmation for online transactions is just one more way we protect you and your online purchasing. Verify provides
the assurance to buy like someone is watching. 

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Lost or Stolen Credit Cards

If your credit card has been lost or stolen, call