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Connecting You with the Best Lending Partners

We're committed to providing the personalize and professional experience you deserve, ensuring your questions are answered and your loan choice is the best fit for you. Since FHA loans are administered by a trusted credit union partner, we will also ensure your application is setup for success and the transition is as seamless as possible. 

YOUR  AFFORDABLE PATH TO OWNERSHIP

An FHA Loan is the perfect choice if you want to make homeownership possible sooner, with flexible, credit requirement and low down payment options starting at just 3.5%.
 
Backed by the Federal Housing Administration (FHA), this loan opens the door to homeownership for the first-time buyers, those with limited savings, or borrowers rebuilding their credit. Enjoy competitive interest rates, no hidden fees, and peace of mind knowing your loan is insured for added security.
 
We will guide you through the initial process, offering local expertise, personalized service and support you can trust. Whether purchasing your first home or refinancing your current one, an FHA loan can help you achieve your goals sooner than you thought possible. 
 
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We have the local experience you can trust.

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HELPING YOU OWN WITH CONFIDENCE

Our FHA Home Loans offer benefits that make homeownership more accessible for more people:

  • Dakotaland works with our mortgage partner, Servion, to originate and service our FHA home loan program, allowing us to offer the most generous credit terms.
  • It’s easier than ever to make your monthly loan payment with online access. Pay instantly from wherever you are or automate your payment for maximum peace of mind.
  • More flexible credit, income and debt ratio guidelines    
  • Lower Down Payment.
  • Down payment can come from a down payment assistance program or family member.
  • Non-owner-occupied or co-borrower can be used for qualifying.
  • More lenient on credit and loan qualifying standards.
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Exceptional Service, Every Step

We handle your loan payments and questions with reliable, friendly support.

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Make a Payment 

There's no longer a need to visit your local branch. Simplify life by making safe, secure payments from the comfort of your home. 

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Calculate Your New Home Loan

Take the first step towards calling a house your home.

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meet our team

Let our local staff help you make a house your home
Melinda Riley

Melinda Riley

Mortgage Loan Officer

605-412-2889
Aberdeen Branch
NMLS# 485330

Meet Melinda
Danielle Engels

Danielle Engels

Mortgage Loan Officer

605-412-2417
Brookings Branch
NMLS# 1619449

Meet Danielle
Mackenzie Hojer

Mackenzie Hojer

Mortgage Loan Officer

605-412–2246
Brookings Branch
NMLS# 2678293

Meet Mackenzie
Crystal Hofer

Crystal Hofer

Mortgage Loan Officer

605-412-2890
Huron Main Branch
NMLS# 1864180

Meet Crystal
Jennifer Isaacson

Jennifer Isaacson

Mortgage Loan Officer

605-412-2416
Huron Main Branch
NMLS# 2590133

Meet Jennifer
Tom Myers

Tom Myers

Mortgage Loan Officer

605-412-8382
Huron Main Branch
NMLS# 1613007

Meet Tom
Mackenzie Hojer

Mackenzie Hojer

Mortgage Loan Officer

605-412–2246
Madison Branch
NMLS# 2678293

Meet Mackenzie
Lane Kessler

Lane Kessler

Mortgage Loan Officer

605-453-2590
Mitchell Branch
NMLS# 2369409

Meet Lane
Serena Boerger

Serena Boerger

Mortgage Loan Officer

605-412-2258
Watertown Branch
NMLS# 2276689

Meet Serena

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Home Loans

A mortgage that comes with a fixed rate interest rate that will not change for the life of the loan. May feature lower interest rates than other loans.

Learn More About Home Loans

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Construction Loans

Construction loans are a short-term loan used for new home construction and renovations, including land, contractor labor, building materials and more. Types of construction loans include construction-to-permanent loans and lot loans, among others.

Learn More About Construction Loans

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Home Improvement Loans

A loan taken out in order to update, remodel, or improve your home.

Design Your Next Move

HAVE QUESTIONS?

Have more questions regarding FHA loans? Let us know!
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