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Melinda Riley

Mortgage Loan Officer NMLS# 485330

Aberdeen

(605) 412-2889

Melina Riley's Headshot

Mortgages

Construction Loans

Home Equity Line of Credit

Carrying out the credit union philosophy of “People Helping People” is at the core of Melinda’s heart. She has served members in the credit union industry for the last 22 years, spending the last 17 years as a Mortgage Loan Officer. Melinda acknowledges every story is different and she is grateful to continue making a difference through the uniqueness of the credit union. “What I do changes people’s lives. No matter what stage of life people are in, I can help.” shared Riley. Melinda admits she is fortunate to be able to do something she enjoys in a place she loves.

An Aberdeen native, Melinda is a fan of the outdoors and refers to yardwork and mowing as her ‘happy place’. Family is an important part of Melinda’s life and she welcomes the visits from her two grown children, Allyson and Garrett. An affectionate 90 pound German Shepherd by the name of Mya is also a noteworthy member of the family. When the weather turns cold, Melinda can be found binge watching crime shows and putting together puzzles.

Mortgage Minute

How Do I Apply for A Home Equity Loan

How Do I Apply for A Home Equity Loan

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When Should I Consider a Second Mortgage

When Should I Consider a Second Mortgage

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Home Equity Line of Credit vs a Credit Card (tax benefits)

Home Equity Line of Credit vs a Credit Card (tax benefits)

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Construction Corner

How to Build Within Budget

How to Build Within Budget

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5 Reasons Why Our Automation Simplifies Even the Most Complicated Construction Projects

5 Reasons Why Our Automation Simplifies Even the Most Complicated Construction Projects

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Home Improvement Projects that Pay You Back

Home Improvement Projects that Pay You Back

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Home Loans

Life’s most meaningful moments happen at home and we’re here to help you create a space that feels truly your own. We don’t use a “one size fits all” approach—instead, we offer flexible home loan options to fit your unique needs.

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Construction Loans

Sometimes the perfect home for you is one that doesn't even exist yet - that's where construction lending comes in. Read up on our advice for financing a home loan.

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Helocs

Put your home’s equity to work for you. With a Home Equity Line of Credit, you can access funds when you need them—helping you support your family and protect what matters most.

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Have more questions regarding mortgages or construction loans? Let us know!