Remodel Your Home, Not Your Wallet
Allocating time and money to your home is the best way to increase the value of your property and get the most out of your investment while enjoying the upgrades. However, finding the money you need to update your home can be difficult. Dakotaland Federal Credit Union offers affordable Personal Home Improvement Loans that let you finance renovations, repairs, and upgrades with payments that fit your budget.
BENEFITS OF A Personal HOME IMPROVEMENT LOAN
COMPETITIVE RATES
With APRs* as low as 8.97% on projects worth up to $35,000, we make adding to the value of your property with home improvements and upgrades even more cost-effective.
FLEXIBLE FUNDING FOR VARIOUS PROJECTS
We know that every home improvement and upgrade is unique. That’s why we offer a range of loan types and term lengths to meet your specific project’s funding needs.
INCREASE YOUR HOME’S VALUE
Reinvesting in your home in projects or upgrades is a smart way to fund improvements that will ultimately increase your
home’s value.
Personal HOME IMPROVEMENT LOAN DETAILS
Love where you live with an easy upgrade. Flooring, new cabinets, appliances, a patio deck, landscaping, or a bathroom makeover are all great ways to improve the space you love while increasing the value of your home.
Enjoy low interest rates, flexible repayment terms, and higher loan limits while funding improvements that make your home an even more valuable asset.
Dakotaland Federal Credit Union Home Improvement Loans offer:- Low-cost variable or fixed interest rate loans
- Borrow up to $35,000 at APRs* as low as 8.97%
- Loan terms and lengths tailored to your needs
- Interest on your loan may be tax-deductible**
Contact us today to learn more about how our Personal Home Improvement Loans work, or click below to start your application.
CALCULATE YOUR Personal HOME Improvement LOAN PAYMENT
Use this calculator to determine your monthly payment.
Personal HOME IMPROVEMENT LOAN RESOURCES
ONLINE & MOBILE BANKING
Get more done on your schedule with our free
Online & Mobile Banking services. Check your loan balance, calculate interest, and make secure payments from anywhere and at any time.
DEBT MANAGEMENT
Need help managing an existing loan or high-interest debt? Now you can take control of your finances with a free review and confidential guidance from our certified financial counselors.
PERSONAL LOAN RATES
We’re a not-for-profit financial cooperative built to serve our members, not corporate shareholders. We pass on extra earnings and savings to you in the form of significantly lower interest rates on our loans.
FREQUENTLY ASKED QUESTIONS
You can use a Dakotaland Personal Home Improvement loan to finance home improvements, including:
- Kitchen remodels
- New appliances
- Bathroom makeovers
- Patio decks
- New furniture
- Landscaping
- Garage additions
It’s ideal for smaller projects costing $15,000-$35,000. For larger projects, a Home Equity Line of Credit (HELOC), Second Mortgage, or Construction Loan may be a better fit.
A Personal Home Improvement loan is not secured and is used for projects up to $35,000. For larger projects, a secured loan from our mortgage department may be the best option.
EXPLORE LOANS
LIFE EVENT LOAN
Life’s biggest moments should be exciting—not stressful. Our Life Event Loans offer low-cost, flexible financing so you can focus on making memories.
SECOND MORTGAGE
A home equity loan or Second Mortgage lets you borrow against your home equity to fund home improvements, college tuition, and other costs.
HOME EQUITY LINES OF CREDIT
Turn the equity you hold in your home into a line of credit you can tap for cash to improve your home, pay off debt, or manage unexpected or ongoing costs.
Borrow up to $35,000 based on credit criteria. | Funds for home improvements to primary residence.
APR determined by credit score using a tiered pricing program to allow as many members as possible to obtain financing. APR example using $35,000 borrowed.
*annual percentage rate | Rates subject to change without notice.
**Consult with a tax professional to determine whether your loan interest is tax-deductible.
