Certificates

Certificates

A savings account a great start to your financial freedom, but a Certificate is even better. You pick the term and then stand back and watch while you safely earn a higher rate of return with no worries and no maintenance fees. When your Certificate matures, withdrawal the money without a penalty or roll the balance and watch your investment continue to grow.

• Start with a minimum deposit as low as $500
• Youth Certificates availablef or members age 18 & under (as ow as $100 deposit)
• Choose a maturity date from 6 to 60 months
• Dividends may be paid to you or reinvested back into the certificate quarterly
• Certificates with a term of 24 months or longer will have a one time rate change option, specials excluded
• Certificates redeemed prior to maturity may incur an early withdrawal penalty
• Money put into an Individual Retirement Account (IRA) can be invested in an IRA Certificate. Since you will not be accessing the money until retirement, you can place the money in Certificates with longer maturity periods. Certificates may pay higher interest rates and offer a safe, fixed return
• IRA Certificates are a great way to ensure your IRA does not lose money even if the stock market declines
• Our Certificates are fully covered by NCUA Insurance up to $250,000 and can help protect and balance any IRA portfolio