Certificates of Deposit Account Rates
Current Rates as of 10.01.2024
Term | Interest | APY* |
---|---|---|
6 Month Term | compounded quarterly | 4.19 / 4.25% APY* |
12 Month Term | compounded quarterly | 4.43 / 4.50% APY* |
18 Month Term | compounded quarterly | 4.19 / 4.25% APY* |
24 Month Term | compounded quarterly | 3.95 / 4.00% APY* |
36 Month Term | compounded quarterly | 3.46 / 3.50% APY* |
48 Month Term | compounded quarterly | 3.26 / 3.30% APY* |
60 Month Term | compounded quarterly | 3.22 / 3.25% APY* |
- Early withdrawal penalties apply.
- Minimum balance required for a share certificate account is $500.00.
- Minimum balance required for a share certificate account for kids & teens (ages 0-18) is $100.00
- A member may do a rate change option (1) time to certificate terms 24, 36, 48 and 60 months, if the current market rate for the matching term increases. The new rate remains for the maturity which is based on the original certificate term.
*Annual Percentage Yield; Rates are subject to change without notice.
Fees could reduce the earning of any dividend bearing account.