Watertown Branch
Trusted financial solutions and personal service from your local Watertown credit union.
| Join Now | Contact Us |
Conveniently located in Watertown, Dakotaland Federal Credit Union's Watertown Branch offers the personalized service and financial solutions members rely on every day. Whether you're opening an account, financing a vehicle, purchasing a home, or exploring business banking options, our experienced team is here to help. As a local credit union serving Watertown and surrounding communities, we're committed to providing friendly, face-to-face guidance to help you make confident financial decisions.
Dakotaland FCU in Watertown, South Dakota
Address
1101 9th Avenue SE
Watertown, SD 57201
Phone
Office: 605-884-5775
Fax: 605-352-5918
Lobby Hours
Monday - Friday9:00 AM - 4:00 PM
Drive Up & Walk Up Hours
Monday - Friday8:00 AM - 5:30 PM
Watertown Branch Services
Personal Banking Services
- Checking, savings, Investor's Choice, CD, and IRA accounts
- VISA® credit cards
- Online and mobile banking enrollment
- Notary services and coin redemption
Lending & Business Services
- Home loans and mortgage consultations
- Auto, personal, recreational, home improvement, and home equity loans
- Access to mortgage and consumer lending specialists
- Business accounts, loans, and credit cards
- Student loans
- Debt management and debt consolidation solutions
- Warranty and insurance product options
Popular Lending Solutions
- Home Loans & Mortgages
- Home Equity Lines of Credit (HELOCs)
- Auto Loans
- Recreational Vehicle Loans
- Home Improvement Loans
- Student Loans
- Business Lending
- Debt Consolidation Loans
- Christmas Loan
- Tax Refund Loan
- First Time Auto Buyer Loan
Meet the Manager at Watertown Branch
Sam Mooney
Business Loan Officer
Watertown Branch Manager
(605) 884–5775
"This bank has some special people working at the Watertown branch! We had never even stepped foot in a Dakotaland and they helped us so effectively and efficiently that we returned to open an account of our own. If you are looking for a new bank to try, this is it!!"
Michele Weber
"Dakotaland is a great place to bank. Every time I walk in the lobby the tellers are happy and willing to help."
Lindsey Carpentier
"Always fast and friendly! Working with Angie makes banking EASY!"
Derrick Walraven
"Very bright and helpful staff. You feel like you're dealing with family."
Ryle Fenner
"Serena was helpful and knowledgeable during the home loan process. I would highly recommend her and Dakotaland to anyone looking to purchase a home."
Dillon Krosch
"The staff at Dakotaland FCU made the auto loan application process a breeze. They answered all of my questions and ensured I was set up with the best coverage. Polite and extremely helpful, I highly recommend."
Cecelia Santos
"Courtney did an excellent job! She was very knowledgeable and made the process fast and very easy."
Jeremy Penrod
"Awesome service! Made setting up an account a breeze, and Angie even helped keep the kids entertained through it all. Great bank and people!"
Brandon

About Dakotaland FCU
Dakotaland Federal Credit Union is proud to serve members throughout Watertown and the surrounding region with personalized financial guidance and member-focused solutions. From everyday banking needs to major life milestones, our team is committed to helping individuals, families, and businesses build a stronger financial future.
With convenient access to accounts, lending services, and knowledgeable financial professionals, our Watertown Branch provides the local support members need to achieve their goals. Whether you're buying a home, financing a vehicle, growing a business, or planning ahead, Dakotaland FCU is here to help every step of the way.


