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NEW HOME CONSTRUCTION

RATES AS LOW AS

4.99%

APR*

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APR is determined by credit score using a tiered pricing program to allow as many members as possible to obtain financing.
*annual percentage rate


Local Loans Local Payments Local Service

It's How We do Business


We Dig What You Have Planned

Our Construction Loans for projects over $35,000 come with an impressive list of benefits:

  • No limits on the number of draws
  • General contractor is not required
  • No fee for draws (requires $500 minimum reimbursements)
  • Only pay interest on loan amount advanced during construction
  • 12 month loan term
  • Multiple options for permanent financing once construction project is complete
  • Local control of construction and local loan servicing of the permanent loan 
  • Work with your same Mortgage Loan Officer from the start of construction through the end of financing
  • Work with on-site staff to disperse and track loan funds

 

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NEED ASSISTANCE?

We can help:

ReviewBids

Review Bids

Assess

Assess Plans to Ensure Items are Not Omitted

FollowThroughProcess

Follow You Step by Step Through Your Project 

Funds

Work with Your Loan Officer to Disperse and Track Loan Funds

MonitorExpenses

Monitor Expenses to Avoid Overages

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