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Loans/Credit Cards
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Overview


Your Credit Union has helped thousands of our members finance the major (and many minor) purchases and expenses in their lives - cars, homes, education, home improvements, boats, computers, and even that special vacation. Let us lend you a hand with a Dakotaland loan or VISA credit card today.

Take a look at all of the options your credit union can give you. If you have questions, or need more information, stop into any of our Dakotaland Locations, call (800) 440-6573, or e-mail at helpdesk@DakotalandFCU.com .

Remember you can apply online 24 hours a day, 7 days a week. Applying online is that simple and convenient.

Consumer Lending

Dakotaland Federal Credit Union offers competitive rates on loans for new and used autos, recreational vehicle loans, Life Event Loans, student loans, debt consolidation and more. Most members will have an answer within 24 hours if your application is made during regular business hours. You can apply at any Dakotaland location, apply online or print out a Loan Application and fax it to the Consumer Loan Department at 605-352-2852.

New & Used Auto Loans


Fasten your seat belt. Dakotaland Federal Credit Union's low auto loan rates are exciting. But we don't mean to alarm you. In fact, your security is very important to us, and that's why we have included these other safety features: fast approval, flexible terms, and friendly service. Now you'll be prepared to shift into gear and cruise on to the vehicle of your dreams with added assurance from Dakotaland.

Qualified borrowers can borrow up to 100% of the purchase price with no down payment for up to 72 months on new vehicles.

Dakotaland has saved thousands of dollars for its members by refinancing their existing auto loans. We may be able to save you money too. Contact one of our Dakotaland Loan Officers and we'll do a quick analysis to see how much money we can save you, or check out our Loan Calculator. Apply Online today.

Recreational Vehicles


Have some fun. Take a look at the great rates we have available on recreational vehicles for your fun in the sun or show in the snow. We make loans for buying or refinancing your recreational vehicle more affordable, easier to get, and more flexible than you'll find elsewhere. Qualified borrowers can finance up to 100% of the purchase price with no money down for up to 60 months. Check out our Rates. Remember, you can apply online, any time, day or night.

      • Motorcycles

      • Boats and Trailers

      • ATVs

      • Motor Homes

      • Travel Trailers

      • Campers

      • Watercrafts

      • Snowmobiles

Buyer Resources


      • NADA Guides - Get free pricing information on a wide variety of used cars, trucks,
         recreational vehicles, and other items.

      • Auto Loan Application - Want to apply online? We've made it easy for you.

      • Fuel Economy Guide - Before making your next purchase you may want to take a
         look at this guide which is an annual publication featuring fuel economy data for
         new model year cars, sport utility vehicles, and light trucks.

      • Credit Disability Insurance - Optional credit life and disability insurance on your loan.

      • Guaranteed Asset Protection - If your car is totaled or stolen, this optional insurance
         covers the difference between the insurance settlement and the loan balance.

      • Extended Warranty Protection - The most comprehensive extended warranty coverage
         for all makes and models of vehicles with nationwide coverage and zero deductible.

      • Member's Auto Sale List - Click on the link to view a current listing of vehicles and
         recreational vehicles for sale.

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