 |
 |
Visa® Credit Card Application Disclosure
| Interest Rates and Interest Charges | |
|
Annual Percentage Rate (APR) for |
9.90%, 11.90%, 13.90% or 17.90%^ |
|
APR for Cash Advances |
9.90%, 11.90%, 13.90% or 17.90%^ |
|
APR for Balance Transfers |
9.90%, 11.90%, 13.90% or 17.90%^ |
|
How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. |
|
For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard |
| Fees | |
| Transaction Fees |
1.00% of each transaction in U.S. dollars |
|
Penalty Fees |
Up to $25.00 |
^The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria
How We Will Calculate Your Balance.
We use a method called “average daily balance (excluding new purchases).”
Effective Date.
The information about the costs of the card described in this application is accurate as of March 1, 2010.
This information may have changed after that date. To find out what may have changed, contact the Credit Union.
Shop with confidence. Shop with Visa.
Your Advantage Checkcard is equipped with Verified by Visa - a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
To learn more, visit:
usa.visa.com/personal/security
OTHER DISCLOSURES
Late Payment Fee - $20.00 if you are seven (7) or more days late
Returned Payment Fee - $25.00 or the amount of the required minimum payment, whichever is less.
Statement Copy Fee - $5.00 per statement
Document Copy Fee - $5.00 per page
Rush Fee - $15.00
Card Replacement Fee - $5.00
I Accept
Please press CTRL and P on your keyboard to print this information.
.png){kind=logo}
Design by Access Marketing Communications.